What are SEC Filings?

SEC Filings involve the legislative process of satisfying
the required paperwork provided by the SEC; the SEC – also known as the
Securities and Exchange Commission – is the regulatory body belonging to the
Federal Government of the United States of America responsible for the
authentication, investigation, and regulation of companies who are
publically-traded on the commercial, open market. SEC Filings are required by
any or all companies whose stock, bonds, or securities are traded or exchanged;
without completing SEC Filings, as well as the receipt of SEC authorization, a
company will be unable to participate in trade activity undertaken within the
stock market.

SEC Filings and EDGAR
(Electronic Data Gathering Analysis and Retrieval)

The EDGAR system is defined as an investigative measure
undertaken within the process of SEC Filings; prior to the granting of
permission to participate in public trade and exchange of a company’s stocks
and securities, that company will be required to both provide all applicable
documentation, as well as receive approval from the SEC Filings board. In
accordance with the process of SEC Filings, individual companies and
corporations wishing engage in trade and exchange activities undertaken of the
public market, which is also known as the stock market, are required to fulfill
the requirements expressed by the SEC; within the realm of SEC Filings, there
exist a variety of stages to complete prior to the receipt of approval.

Forms Required by the
SEC Filings Committee

The SEC Filings Board requires the submission of official
forms, which have been created – and subsequently classified – in order to
allow for the provision of pertinent information with regard to the receipt of
approval from the SEC; the following forms are required to be fulfilled and
submitted prior to approval:

Form 10-K

The 10-K Form is provided for completion by the SEC Filings
board; this form is considered to be the general account of performance with
regard to both financial and capital earned within that fiscal year; the
accuracy and truthfulness of the information illustrated by an individual
company’s 10-K Form is of the utmost importance – companies indicted in the act
of providing fraudulent and deceptive on the form will be subject to legal and
punitive recourse. The information conveyed on the 10-K form will be made
available to the general public; as a result, its authenticity and accuracy is
crucial – the following information is typically required:

Quarterly earnings of an individual country;
typically, this earnings reports coincides with fiscal quartering.

A provision of the range of Market
Capitalization experienced by that company on a quarterly basis; Market Capital
is the overall valuation of the full amount of stocks traded and exchanged
within that fiscal quarter – both the peaks, as well as the lows with regard to
individual, quarterly market capitalization are required by this SEC Filings
form.

Form 10-Q

In contrast to the 10-K form, which is filed once, this form
is filed 3 times a year; the respective filings typically coincide with fiscal
quarters. With regard to fourth quarter activity experienced by an individual
company, that information is most often reflected by the information conveyed
by the 10-Q Form; this form is considered to be far-less detailed in
conjunction with its 10-Q counterpart.

What are Securities?

Within the realm of the open market, which is also known as
the stock market, financial instruments undergo a wide range of activity, which
involves their respective purchase and trade; due to the fact that both stocks
and Securities do not share in the innate valuation designated to money or hard
currency, a primary facet inherent within both stocks and Securities is the
potential for fluctuation with regard to their respective valuation.

Securities vs. Stocks

Stocks are a classification of particular types of
securities; yet, while both stocks and securities may increase in value, they
also retain the potential to decrease in value; the respective growth innate in
both stocks, as well as securities are subject to variation taking place in a
variety of natures – these developmental natures range from drastic and
spontaneous to gradual and minimal. However, the similarities in the behavior
and trends within both stocks and securities do not substantiate for a uniform
interchangeability; the following are the primary differences that exist
between stocks and securities:

Stocks

Stocks are defined as are individual shares of a
publically-traded company available for purchase on the commercial investment
market. Stocks, which are available for financial exchange in a ‘unit-by-unit’
basis, maybe amassed through purchase, sold, collected, traded, transferred,
and exchanged. Any company designated to be traded on a public basis is
required to offer the general investing public the opportunity to purchase
shares.

Securities

As previously mentioned, Securities are financial
instruments that serve as investments whose respective terms are considered to
be longer than stocks; while stocks may be more apt to undergo drastic
fluctuation, securities are typically considered to retain a more stable nature
– as a result, securities are widely considered to be both assets and
investments, rather than simply investments. The following are some example of
the most common varieties of securities currently in circulation:

A bond is a classified as a type of security that
acts as a loan given by an individual investor to a larger company or
institution;in the event that an individual purchases a bond from a specific
company or institution, the purchase undertaken is considered to exist in the
form of a loan – as the bond matures, the latent interest grows.

A Bank Note is a type of security that is
granted from a Bank or varying type of financial institution accredited by the
SEC; a bank note retains dual valuation, as do a variety of securities – while
a bank not may be redeemed for its inherent value, it may also be kept with the
hopes of interest accrued in tandem with the growth of that bank.

Debt Securities are types of securities that are
available for public purchase of the commercial market; however, in contrast to
bonds, debt securities can be issued on an interchangeable basis with regard to
individual purchaser and cooperate purchaser – as per the nature of a multitude
of securities, the prospect of accruing interest substantiates the inherent
value existing within individual debt securities.